FAQ
WHAT ARE YOUR FEES AND DO YOU TAKE INSURANCE?
My fees are reasonable and I am happy to discuss them in our initial phone call. I am an out-of-network provider. I can provide a monthly itemized bill-superbill to submit to your insurance company for reimbursement. Insurance plans vary so it is important that you call your insurance company to get all the details about out of network coverage and reimbursement rates. Because insurance rates vary, you may be able to get reimbursed up to 50% to 80% of the cost of therapy. Please note that Medicare does not have out of network coverage for mental health.
QUESTIONS TO ASK INSURANCE:
*What is my out-of-network deductible for outpatient mental health visits?
*How much of my deductible has been met this year?
*What is my out-of-network coinsurance, co-pay for outpatient mental health visits?
*Do I need a referral from an in-network provider or a primary care physician to see someone out-of-network?
*How do I submit claims for out-of-network reimbursement?
*Is teletherapy covered by my plan?
DO YOU WORK WITH OTHER ISSUES BESIDES ILLNESS AND LOSS?
Yes, I work with people experiencing anxiety, depression, aging challenges and those going through major life transitions. More often than not, these issues are intertwined.
GOOD FAITH ESTIMATE DISCLOSURE
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.
“Healing doesn’t mean the damage never existed. It means the damage no longer controls our life.”
AKSHAY DUBEY